Fund Holds and Account Reserves Without Clear Criteria
8/10 HighStripe places reserves on accounts to mitigate potential future disputes, particularly for new merchants or high-risk products. Holds are subject to review based on business performance and risk factors, but the criteria and communication around them lack transparency.
Sources
Collection History
Query: “What are the most common pain points with Stripe for developers in 2025?”4/6/2026
Some customers express frustration with Stripe's account review processes and reserve policies. Stripe may place reserves on accounts to mitigate potential future disputes, which some businesses find restrictive. Businesses should anticipate potential holds or reserves on their accounts, particularly for new merchants or those with high-risk products.
Created: 4/6/2026Updated: 4/6/2026